Take control of your future with financial planning

 In Financial Planning

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Financial Planning helps you to make your big plans and take your big decisions

What if this was the year that you actually took control of your finances and your future? Not just the usual half-hearted pledges made at New Year, but something much more powerful that could actually change your life?

At Riverfall our Lifestyle Financial Planning works in three stages:

1. We start by encouraging you to ask yourself some fundamental questions about what is important to you and what you really want in life. Your ‘lifestyle’ is how you choose to spend your time and your money. What is your lifestyle today? Are you happy with it? What lifestyle do you want in the future, as you look towards retirement in whatever form that may take? What are the big objectives that will allow you to live life with a purpose?

2. We then model various scenarios to help you visualise how much money is enough for the rest of your life. We include life choices such as when you want to stop working and how your investments might perform. Once our skilled financial planners have worked through this, you will have a Plan that will be a guide for the rest of your life to achieve what you really want.

The value of investments can fall as well as rise, you may get back less than you invested.

3. The last phase requires consideration of the various financial products that might be required to deliver and protect your Plan. Your Plan now tells you how much risk to take with your investments and how much you should be saving. It will also highlight all of your current and future taxation issues that should be managed and optimised to make the most of your money.

Tax treatment varies according to individual circumstances and is subject to change.

Provided that you regularly review your Plan to keep it up to date with life’s inevitable changes, it will always be there for you, giving you financial peace of mind. Knowing ‘how much is enough’ and that everything is on track is really empowering, it puts you in control.

We all need to be reminded from time to time that life is not a rehearsal and that every day is precious. We should all have one big dream and a plan to make it come true.

Please get in touch if you would like to create your Plan.

What’s your next step?

We offer all prospective clients an initial discovery meeting with one of our financial planners at our expense, to see if we can be of help to you.

Book your free initial consultation today, to create a financial plan so that you can live the life you want.

Simon Phippen
Simon trained as a Management Accountant and has an MBA from ESCP in Paris. He brings his financial and business management skills, developed in a wide range of industries, to the operational running of Riverfall. Simon uses the fact that he is not a financial adviser to ensure that Riverfall’s thinking is always client-focused and often challenges some of the ways in which the advice business has traditionally been conducted. His experience of working in world class organisations has taught him the importance of building a team around a strong set of values which is then reflected in a great customer experience. All team members are trusted to have delegated responsibility and are encouraged to come forward with new ideas to improve the business and its services. What the Riverfall team say: “Accountant, poet and fearless leader, is there no limit to the man’s talents”.