Meet Martin
Add in a global pandemic and a continually changing business environment and the multiple calls on Martin’s time and attention were starting to take their toll. He recognised that he needed specialist advice and was happy to tick this off his to do list.
Here’s what he had to say about working with the Riverfall Financial team.
What made you seek advice?
As my business grew it was important to me to start to plan for the future. I’d very much been living in the here and now and my company was becoming successful enough for me to lift my head up and think about many years ahead and what I wanted to achieve.
Using pension contributions wisely was a big driver for me. I had done very little of this in the past as I was so focused on getting my business up and running and keeping the momentum there. I therefore took my accountant's advice and sought a professional who was likeminded and would listen to my requirements, not just sell me a pension!
I had a vague awareness that there was a lot more I could and should be doing but it was just one of those things I was never getting around to. My work at www.Mac-NutritionUni.com has taught me many things, one of which is that you need to recognise when you need a specialist rather than trying a DIY job, and this was definitely one of those occasions. Outsourcing this meant I could concentrate on what I love; my business.
What’s been the biggest benefit of working with Riverfall?
I think having someone professional to discuss what opportunities are out there for being wise with money is the biggest help. It’s comforting to know you’re likely not ‘missing’ anything that you should probably be doing.
I’m always given the head space that I need and I trust that Jared and the team are considering the repercussions of any decisions made. It’s not just about retiring well, it’s about living well along the way too.
How has Riverfall made a difference to your lives
Peace of mind has definitely been a big factor. My calls with Jared have been so helpful in bouncing ideas and being taught about ways that are most beneficial to me to organise money in both the short, medium & long term!
When I needed to split my pension as part of my divorce they made it a very seamless process. It’s clear to me that to Riverfall it’s not just money and numbers, they’re passionate about helping me reap the long-term benefits of my assets to live the life that I want.
How has Riverfall made a difference to your business?
Realistically the biggest benefit so far has been the tax efficient way in which my pensions have been handled. With what feels like the ever-changing tax situations, getting advice on the best year(s) to invest has been hugely helpful and saved the business a lot of money.
I find it very difficult, as I’m sure most business owners do, to distinguish my personal planning from my business planning. To me they’re so inter-twined. It’s great to know that I have somebody always considering “if I do something over here, then what effect does it have over there”.
The close relationship Riverfall has with my accountants has also helped as I have given them permission to pass information between each other and therefore I am benefiting from their joined-up expertise.
We’re not stopping there though, I know that there are lots more areas to consider as a business owner and I’m excited to see what Jared suggests next!
What our
clients say
Frequently Asked
Questions
Absolutely not. Your first meeting, typically lasting an hour, is at our expense and is the opportunity for you to decide if you would like to work with us. It is also an opportunity for us to ensure that we can add value for you before proceeding any further.
We are based in Ruddington and also have office space in Mountsorrel near Loughborough as well as central London. For directions to our Ruddington office please visit our About Us page.
We would always suggest, where you are comfortable and where practical, that your initial meeting is held face to face. We also have Teams conference calling and are happy to speak over the telephone. Call us today and one of our team will be happy to set up an appointment time, day and method that suits you best.
We offer Personal Planning, Business Planning and Mortgages & Protection, including Final Salary Pension Transfer Advice. If there’s an area which we can’t offer assistance on we will help you source alternatives if suitable. We would be happy to run through everything that we offer in an initial, no obligation meeting.
All of our fees are agreed upfront and before any chargeable work is carried out, providing you with the peace of mind that you understand exactly what you’re paying. We also offer a range of payment methods. Our planners are happy to discuss our fee models in an initial, no obligation meeting and will always provide a bespoke proposal for your consideration.
Read our magazine
‘The Bridge’
Communicating with our clients is important to us, so we create our very own magazine, into which we pour the expertise of the Riverfall Financial team.It’s free, it’s exclusive and it’s full of insight on how your money can help you make the most of your life.
