Financial Planning

Your money. Your life. Your future. Through expert financial planning, our advisers can help you plan your money for the life you want both now and in the future.

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Cute baby on a woman's lap.
Riverfall Book your free initial consultation today.
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Your Personal
Financial Plan

Are you using your money to make the most of your life? Financial planning can seem complex. Everybody has a different view on what their perfect financial future looks like.

A personal financial plan gives you peace of mind, enabling you to manage risks and life opportunities. You can use it to increase your wealth, security, and plan for your legacy. You can also use it as a ‘health check’ to help you stay on track to achieve your goals.

Personal financial planning starts with you. Working closely with our expert team, you will gain clarity and certainty to help you live the life you want. We’ll ask you to paint your ‘here and now’ picture to help us create a financial plan, which also acts as your safety net. Our aim is to make a difference to your life, so you can work towards and achieve your goals. Once we understand your aspirations, we’ll advise you on suitable ways to be as tax efficient as possible.

Our team includes a female financial adviser and a female mortgage adviser, and we also provide advice on intergenerational wealth. Because it’s not just about your financial position today; it’s about planning your life and enabling every generation to enjoy their lives too.

Who we’ve helped

Meet Steve and Helen

‘It’s the peace of mind that comes from knowing we’re doing the right things. At this stage in my life I don’t want to make the wrong financial decisions, because that would be too hard to put right. We know we’re making the best use of the money we’ve got, to do what’s important to us’.

Riverfall client story Steve and Helen.

How can we help you?

Pensions & Retirement Planning
Final Salary Pensions
Estate and Inheritance Tax Planning
Later Life Planning
Protect what’s important
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Let’s create your
Financial Life Plan

Together, we’ll put you firmly in control of your financial future by converting the complex financial world into a clear plan that’s right for you.

This is our starting point.

Working through our checklist, we will get a complete picture of what you have, whether it’s right for you and if you are missing anything.

Let’s explore what matters to you.

Our team will listen closely to find out what lifestyle you want today and in the future. What do you need to plan for? What are your dreams and aspirations?

Now we can create your plan.

Using powerful planning software, we will explore various ‘what if’ scenarios, including your investment risk and when you could afford to retire. We’ll then create a clear plan to enable you to achieve your goals so you can focus on enjoying your life.

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Jessica McGowan
Managing Director & Financial Planner
Jessica McGowan
CFP TM Chartered FCSI

Our Expert’s View

We take a look at the importance of financial planning, which is beneficial whichever stage of life you're at.

Your Personal Financial Planning Experts

Are you trying to plan your financial future, but you’re unsure about your options? You only get one life, so make every day count.

The sooner you have a plan for your money, the sooner you’ll feel empowered and in control. We’ll help you make the right financial decisions, so you have clarity and certainty about your financial future.

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What our
clients say

It’s not what we say about us that’s important, it’s what our clients say that matters most.
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“We both agreed that it was the full, concise but easy to understand way our investment was explained to us by Jessica that really stood out. It was made easy.”
Mr & Mrs Baird
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“I am very grateful for the excellent help and advice received from Shaun Brennan and felt 100% confident in the service provided”
Mr N Lewis
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We continue to be inspired and excited by planning our future!” Jo Rimmer, business owner.
J Rimmer, Business Owner

Frequently Asked

Do I have to pay for an initial meeting with a financial planner?

Absolutely not.  Your first meeting, typically lasting an hour, is at our expense and is the opportunity for you to decide if you would like to work with us.  It is also an opportunity for us to ensure that we can add value for you before proceeding any further.

Where can I find you?

We are based in Ruddington and also have office space in Mountsorrel near Loughborough as well as central London. For directions to our Ruddington office please visit our About Us page.

How can I meet with a financial planner?

We would always suggest, where you are comfortable and where practical, that your initial meeting is held face to face. We also have Teams conference calling and are happy to speak over the telephone. Call us today and one of our team will be happy to set up an appointment time, day and method that suits you best.

What are the different services you offer?

We offer Personal Planning, Business Planning and Mortgages & Protection, including Final Salary Pension Transfer Advice. If there’s an area which we can’t offer assistance on we will help you source alternatives if suitable. We would be happy to run through everything that we offer in an initial, no obligation meeting.

What are your charges?

All of our fees are agreed upfront and before any chargeable work is carried out, providing you with the peace of mind that you understand exactly what you’re paying. We also offer a range of payment methods. Our planners are happy to discuss our fee models in an initial, no obligation meeting and will always provide a bespoke proposal for your consideration.

The bridge magazine

Read our magazine
‘The Bridge’

Communicating with our clients is important to us, so we create our very own magazine, into which we pour the expertise of the Riverfall Financial team.It’s free, it’s exclusive and it’s full of insight on how your money can help you make the most of your life.